IELTS Essay # 1248 - Paying using mobile phone apps is becoming increasingly common
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IELTS Writing Task 2/ IELTS Essay:
You should spend about 40 minutes on this task.
Write about the following topic:
In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common.
Does this development have more advantages or more disadvantages?
Give reasons for your answer and include any relevant examples from your own knowledge or experience.
Write at least 250 words.
Model Answer 1: [It has more advantages]
In recent years, paying for goods and services through mobile phone apps has become a widespread phenomenon in many countries. While there are some disadvantages associated with this development, I believe that the advantages outweigh them.
One possible disadvantage of paying using mobile phones is the potential risk of fraud and cybercrime. Hackers and cybercriminals can steal personal information and access people's accounts, leading to financial losses and other serious consequences. This risk can discourage some people from using mobile payment apps, especially those who are less familiar with technology or have concerns about security.
On the contrary, the first benefit of using mobile phone apps for payment is convenience. With this method, customers no longer have to carry cash or cards with them, which eliminates the risk of losing them. Also, the process of paying using a mobile phone is very fast and can be done from anywhere. This can save people a lot of time and hassle, especially in busy cities where carrying a lot of cash or credit cards can be inconvenient or risky.
Another advantage of mobile phone payments is that they are more secure than traditional methods if used properly. With mobile phone apps, there is an added layer of security because users can set up authentication measures such as PIN codes or biometric scanning. This reduces the risk of fraudulent transactions, and gives customers more peace of mind when making purchases.
Finally, mobile phone payments can also provide benefits for businesses. By accepting mobile payments, companies can reduce their operating costs and streamline their payment processes. This can help to increase customer satisfaction and loyalty, which can ultimately lead to increased revenue.
In conclusion, the advantages of using mobile phone apps for payments far outweigh the disadvantages. This method of payment is convenient, secure, and provides benefits for both consumers and businesses. As technology continues to advance, it is likely that mobile phone payments will become even more popular in the future.
Model Answer 2: [It has more disadvantages]
In many countries, paying for things using mobile phone apps is becoming increasingly common. While there are certainly some advantages to this development, I believe that the disadvantages outweigh them.
One advantage of paying with mobile phone apps is convenience. It eliminates the need to carry cash or cards, which can be lost or stolen. Also, mobile payment apps can offer a faster and easier checkout experience. For example, by scanning a QR code or tapping an NFC-enabled terminal, the payment can be made quickly.
However, the disadvantages are more significant. Firstly, security is a major concern. While mobile payment apps have security features in place, such as encryption and two-factor authentication, they are not foolproof. Hackers can still find ways to exploit vulnerabilities and steal personal and financial information.
Secondly, not everyone has access to mobile payment technology, particularly in developing countries or among older generations. This creates an inequitable situation where those without mobile payment capabilities are unable to participate fully in the economy. Lastly, there is the issue of potential system failure. In the event of a technological malfunction or network outage, mobile payments could be disrupted. This could lead to frustration and inconvenience for customers, and lost sales for businesses.
In conclusion, while there are some advantages to paying with mobile phone apps, such as convenience and ease of use, the disadvantages, such as security concerns, lack of accessibility for some populations, and the possibility of system failures, are too significant to ignore. Therefore, I believe that this development has more disadvantages than advantages.