IELTS Writing Task 2/ Essay Topics with sample answer.

IELTS Writing Task 2 Sample 219 - Coins and paper money will soon be replaced by credit and bank cards

IELTS Writing Task 2/ IELTS Essay:

You should spend about 40 minutes on this task. Write about the following topic:

As part of a class assignment you have to write about the following topic:

Coins and paper money will soon be replaced by credit and bank cards. Eventually, we will have a cashless society which will be safer and more convenient for everyone.

To what extent do you agree or disagree?

You should use your own ideas, knowledge and experience and support your arguments with examples and relevant evidence.

Write at least 250 words.

Sample Answer 1:
With the technological advancements in the banking system, nowadays people are presented with numerous ways of paying for purchases. It is often said that electronically operated banking cards will displace the use of paper money and coins. However, I don’t believe that modern payment methods will take over completely from traditional banknotes and coins.

There are various advantages of modern monetary exchange. Firstly, it is now increasingly common for people to shop online where they cannot use paper money and coins to pay. Thus, people eventually embrace the modern method of payment to be able to participate in online commerce. Secondly, the security features of credit cards and online method of monetary exchange give authorities the capability of tracing the use of the cards. However, if the person carrying money is robbed then it is difficult to find out where the stolen money is used. Furthermore, the safety features of modern monetary exchange will be invaluable for people who want to keep their hard-earned money safe.

Even though electronic cards have brought tremendous comforts and convenience to people, these cannot entirely replace the traditional money exchange. Paper money and metal coins have long been used as a medium of exchange and a standard of value in almost all societies. Thus, the traditional monetary system has a cultural, historical and social background which are impossible to change. Internet banking is not always fully secured. There is ample evidence of computer viruses, hackers and crimes. Humans have developed a certain emotional bonding with paper money and coins. Coin collectors, for example, will inevitably get hurt after entire replacement of traditional money and coins.

In conclusion, the modern monetary exchange has certainly benefited people by bringing convenience and avoiding certain problems from using paper money and coins.

[By - Nirob]

Sample Answer 2:
As we know consumer behaviour has changed remarkably by the use of plastic cards like debit cards credit cards and such tremendous changes have completely affected our daily life. It is likely that we will no longer use paper money in near future and will create a friendly and safer cashless society. I partially agree with this perspective.

On the one hand, I totally accept that the development of credit cards and debit cards benefits people a lot. We can easily sum up bills in one payment, efficiently manage accounts and even pick up a luxury handbag or any other product from an overseas website and pay online. There are also extra services which are provided by credit card companies such as payment insurance, protections of shopping etc. Due to the fact, people get used to plastic money which impulsive several companies like Apple and Alibaba to develop further virtual payment such as the mobile wallet.  Finally, this trend will lead us to a new generation of cashless society.

On the other hand, the forms of money had transited in our human history several times, from shells, rare metal to plastic money, and now we are still in the period of transition. No one can promise a cashless society will make our payment safer and completely better for the individual. There is a good amount of coverage and news reveal that some people do not revolve their credit and overuse credit card. Furthermore, credit card fraud can happen in several ways, and it is difficult for people to prevent it by themselves or even deal with it. Thus, a cashless society may not equal to a well-protected or more suitable world for everyone.

In conclusion, it seems to me that plastic money improves our life and a society without cash will be coming soon. However, I doubt that there will be much higher in quality and harmless for ordinary people.

[By - Eva]

1 1 1 1 1 1 1 1 1 1 Rating 3.73 (13 Votes)

Manpreet Singh
This is an important topic.
Mian Mohsin
A helpful website for IELTS. Thanks a lot, IELTS Mentor.